🔍 Problem: Employer-sponsored disability insurance plans often provide limited coverage, leaving gaps in your financial safety net.

Solution: The Plus Group can help you fill those gaps with individual disability insurance policies designed to meet your specific needs. Ensure you have the coverage you need for peace of mind.

Have you ever had a kick me moment in life when it comes to insurance? Ever thought, I wish I had bought this or I wish I had more coverage. That is exactly what happened to me a few weeks ago on Father’s Day. Played 18 holes with my brother and son. Then decided to mow the back yard before getting comfortable on the sofa and watching the US Open. I got stung by a wasp and still mowed the yard. Halfway thru mowing the yard, I started to not feel well and tried to cool off with the hose, that did not work. I rang the front door for son to let me in (he is 14 and was only one home). I do not remember anything after that, he said he let me in and I walked in and fell flat on my face. Broke my nose, ended up with 6 stiches and thank God, no damage to my teeth or head. He called 911 and got taken to the ER.

So, one of the companies we represent, Assurity Life, has an Accident Insurance policy. I have talked about it before, but it is the ONE insurance I do not have on our family. I had been putting it off. Always thinking, I am good, nothing will happen to me.

Based on what happened to me, here is what I would have received if I had this policy. Premium for my family would be $53.41 a month. This would have definitely helped with my deductible. Here is what would I have received in benefits. I still have to have nose surgery to fix my nose.

Initial accident Treatment $200
Ambulance $400
Short-Stay Observation Unit $100
X-Ray $60
Diagnostic Exam $200
Follow-Up Treatment $100
Laceration $200
Broken Nose $450
Hospital Observation $1,000
Outpatient Surgery $500
Total
$3,210

At The Bloch Agency, we understand the intricacies of disability insurance for healthcare professionals. With our extensive network of agencies, experience personalized service and reliable coverage that meets the demanding lives of doctors and residents.

Customized Plans: Discover the benefits of customized disability insurance plans tailored to meet your unique needs. Personalizing your coverage ensures you get the protection that’s right for you.

Ready to secure your future with a plan made just for you? Contact The Plus Group today!

Is your business ready for the loss of a key employee due to disability? KPR insurance safeguards small to medium-sized businesses, covering recruitment costs and temporary staffing with a lump-sum benefit (plus optional monthly benefits). Keep your business resilient and confident.

Approximately 70% of working Americans would find it difficult to meet their financial obligations if their paycheck were delayed for a month. Disability insurance acts as a financial safety net. Don’t let life’s uncertainties derail your income. Explore disability insurance today and stay protected.

As an entrepreneur or small business owner, your livelihood depends on your ability to work. Did you know that 1 in 4 workers will experience a long-term disability before retirement? Individual disability insurance ensures you have a financial safety net in place if you’re unable to work due to illness or injury.

Top Chef – Shirley Chung diagnosed with tongue cancer. Chung, age 47, announced the other day that she has been diagnosed with stage 4 tongue cancer. She had some dental issues in December and never went to see an EMT specialist. After a visit to the oral surgeon, said she had a tumor on her tongue.

She has a few options on how to battle this cancer. Option 1, surgery, 100% removal of your tongue She is a fighter and using all her options to battle this cancer. There is another option of radiation and chemo. She will have to go from LA to Chicago to get the treatment.

This is a prime example of why we need to talk to clients about disability insurance. Executive clients have worked hard to get where they are. But have they ever thought about what would happen if they were suddenly unable to work due to an illness or injury? It’s not exactly something we like to think about, but it’s definitely important.

Disability insurance is a smart way to safeguard your income and ensure that you can maintain your lifestyle, even if the unexpected happens. It gives you peace of mind knowing that you and your family are protected financially no matter what.