Have you ever thought, Who should have disability insurance? If you run a family-owned business, it’s especially important. Not only do you employ family members, but what happens if one of them becomes disabled? Are you just going to stop paying them? You wouldn’t want to let a family member suffer, would you?
The good news is, with group long-term disability insurance, you can get guaranteed issue coverage. That means you don’t have to worry about health questions or individual underwriting, making it easier to ensure that your entire team, including family, is protected in case the unexpected happens. This not only safeguards your business, but it also brings peace of mind to all family members, knowing they’re covered no matter what.
