Disability Insurance

We provide disability insurance and long-term care products for people of all walks of life. Blue collar to professionals and self-employed. Find out what we can do for you and your clients.

Disability insurance beginning shortly after disability is determined and pays a weekly benefit for either 13 or 26 weeks.

Replaces lost savings for retirement. These benefits are paid in addition to other disability benefits regular DI limits.

Income protection for a specified number of employees, is issued on a guaranteed issue basis with discounted uni-sex premiums. 

Disability insurance policies that indemnify business loans.

Funds a buy-sell agreement to buy out a totally disabled business owner.

Disability insurance to protect owners from the loss of a key employee.

Replaces a portion of your income in the event you become disabled, get sick, or hurt and cannot work full or part-time for an extended period. Benefits received are normally tax-free.

Reimburses disabled business owners for business expenses when they are unable to work full or parttime. Business expenses include rent, computer expenses and salaries of non-income producing employees.

Pays money directly to you should you face a serious illness like cancer, heart attack or Advanced Alzheimer’s disease. This plan supplements existing health insurance coverage with critical illness health emergencies.