Actress Kimberly Williams-Paisley, age 53, underwent a remarkable throat surgery after being unable to speak for two years. In November 2022, she suddenly lost her voice, only able to make sounds barely above a whisper. After a successful three-hour surgery, she has regained her ability to speak.
Now, imagine you’re a sales consultant who spends all day talking to clients, and suddenly you can’t speak anymore. Could you still do your job? What if you were a trial attorney and lost your voice—how would that impact your career? Or consider a CEO who is constantly on the phone with employees and staff, and one day, they can no longer talk. How would that affect their role? There are times when you need to pick up the phone and have a conversation, and emails just won’t suffice.
Being out of work for two years could significantly deplete your lifetime savings. This is why disability insurance is so crucial—it acts as a paycheck when you can’t work due to an injury or illness.
