Professional golfer Jeffrey Guan, age 20, recently faced an unimaginable setback that will impact his life both on and off the course. However, he is determined not to let it stop him from pursuing his dream of becoming a household name in the sport.
Guan made his PGA Tour debut in September at the Procore Championship. Just a week later, during a qualifier, he was struck in the left eye by an errant tee shot. He was immediately taken to a local hospital for surgery and then airlifted to another hospital, where he spent two weeks in intensive care.
Despite prompt medical attention, Guan suffered multiple fractures around his left eye socket and completely lost vision in the eye. He faces an estimated six to twelve months of healing and recovery, with doctors advising that he cannot even think about swinging a golf club for at least six months. Additionally, he is likely to undergo more surgeries in the coming months to repair the damage around his left eye.
For athletes, we rely on Lloyd’s of London. Regardless of their age, athletes are not immune to disabilities and need protection. This includes student-athletes with NIL deals, as that income should be safeguarded with disability insurance.
Young people also need disability insurance. Their premiums are typically very affordable due to lower risk, but the risk still exists. And underwriting is more simplified.
