While everyone’s definition of death is essentially the same for life insurance policies, morbidity, or health status, is what may become the determinant measure of the extremes of a disability from illness or accident.
Author Archive: Bloch Ken
Interview on Family Lawyer Magazine
An Insurance Expert Discusses a New Product Designed to Protect Divorcees in Cases of Future Disability
In this interview, Ken Bloch Sr. discusses the financial concerns of a family’s future when facing divorce and how the newly developed insurance product, from The Bloch Agency helps to reduce that financial stress. Family ValueGuard guarantees that alimony, child support, and other expenses will be covered in cases of future disability. Listen to the interview below.
Check out our new Product the Lifestyle ValueGuard!
This is a new proprietary product that we created ourselves with the help of ISI insurance. This fills in the gaps of Group insurance. Take a Look!LifeStyle Brochure
Claims Concierge Service
Claims Concierge Service
Offered exclusively at The Bloch Agency*
It happened…
The unexpected disability limiting your ability to work and continue to generate your income.
Now what?
Initiate the claims process.
Where do I begin?
Contacting our agency.
Why?
We can point you in the right direction and offer support for a smoother claims experience.
Contact our agency for additional support.
Toll Free: 1-800-696-1791 or Email: claimsconcierge@plusgrounc.com
*Claims Concierge Service is limited to business originally submitted through The Bloch Agency, Inc. We are not involved in the claims process once a policyholder is assigned a case manager and/or involved in the final decision pertaining to their claim.
Understanding the Words that Work
Join us for The Plus Group Learning Webinar and find out about words that work. This webinar will touch on a number of topics including: The background on how this research was conducted and insights on the importance os speaking your clients’ language.
The three shifts in your DI sales language that can drive more productive DI sales discussions with customers.
The words to use and key strategies for building trust, credibility and relationships with clients
Using the DI Words that Work to reframe your client sales conversations from selling a product to providing customized solutions.
Join us on August 26th and in just 30 minutes you will learn some great sales techniques.
Divorcees Disability
Ken Bloch Sr. Interview on Family Lawyer Magazine.com
In this interview, Ken Bloch Sr. discusses the financial concerns of a family’s future when facing divorce and how the newly developed insurance product, from The Bloch Agency helps to reduce that financial stress. Family ValueGuard guarantees that alimony, child support, and other expenses will be covered in cases of future disability. Listen to the interview below.
Divorce Magazine Teleseminar: An Insurance Expert Discusses a New Product Designed to Protect Divorcees in Cases of Future Disability
New Email Address For All New Business Applications
Please be advised we now have an email address designated for all New Business Applications.
Please begin using this email address immediately in order to avoid any further confusion with new business.
Thanks,
Aminta Romero St. Onge
Operations Manager
Family ValueGuard – Divorce
Introducing…Family ValueGuard™
What happens when a spouse becomes disabled and is no longer financially able to pay their alimony or child support payments?
Consider the statistics
- The probability of a disability occurring during one’s working years is 2-3 times greater than the risk of death
- Almost 3 in 10 of today’s 20-year-olds will become disabled before reaching age 67
- Every 90 seconds someone files for bankruptcy in the wake of a serious illness
If the financially responsible spouse and payor of alimony or child support payments becomes disabled, the payments may be reduced or terminated. Most agreements protect support payments against death, but do not include disability protection.
Given the fact that a disability is more likely to occur than a premature death, these support payments need to be protected.
The Family ValueGuard Educational Disability plan is also available to provide enough benefit to contribute to the children’s education funds.
Protect yourself today against the adverse effects of these significant liabilities with Family ValueGuard. An unexpected disability doesn’t have to leave you and your children
struggling.
Family ValueGuard – Education
How will you be able to pay for your children’s education or care if you become sick or injured?
Consider the statistics
• The average cost of the Top 100 Colleges in the USA is over $50,000 per year
• 78 percent of graduates have debt of at least $100,000
• Almost 3 in 10 of today’s 20-year-olds will become disabled before reaching age 67.1
• Every 90 seconds someone files for bankruptcy in the wake of a serious illness.2
• More than 10% of U.S. households have offspring—adult children included—with special needs.
Family ValueGuard benefits supplement your existing disability coverage to provide the extra money needed to keep your child in daycare, pay education tuition, or the additional costs associated with a special needs child.